Flood risk management: the role of geo-information in the insurance industry

Autori

  • Franco Guzzetti
  • Alice Pasquinelli

Parole chiave:

flood risk, flood insurance, risk GIS.

Abstract

During year 2014 the ABC department of Politecnico di Milano, with
the technical support of R3 GIS company, undertook a research project
with a major insurance company for the development of a management
system aimed to support the underwriting process of flood insurance policies
in the consumer market. The scope of the project was the creation
of a GIS-based system that allow, on the one hand, to evaluate potential
damages related to flood risks assumption and, on the other hand, to support
commercial and price strategies in order to balance refund costs and
guarantee financial solvency.

Riferimenti bibliografici

Institution of Civil Engineers (1995), Megacities: Reducing Vulnerability to Natural Disasters, Telford (Great Britain).

F. Messner, V. Meyer (2005), Flood damage, vulnerability and risk

perception”challenges for flood damage research, UFZ discussion

paper 13/2005.

European Directive 2007/60/EC "Flood Directive”. Federal Emergency Management Agency (Homeland Security Department) (2007), National Flood Insurance Program (NFIP), Complete Library of FEMA Documents, Homeowner and Builder Guides, Floodplains, Mapping, Agent Information, Mitigation, Manuals, Progressive Management 2007.

European Directive 2009/138/CE "Solvency II”.

K. Tóth, C. Portele, A. Illert, M. Lutz, M. Nunes de Lima (2012), A

Conceptual Model for Developing Interoperability Specifications

in Spatial Data Infrastructure, JRC Reference Report.

Luiz A. Manfré, Eliane Hirata, Janaà¬na B. Silva, Eduardo J. Shinohara, Mariana A. Giannotti, Ana Paula C. Larocca, José A. Quintanilha, (2012), An Analysis of Geospatial Technologies for Risk and Natural Disaster Management, ISPRS International Journal of Geo-Information.

Ministero dell'Ambiente, della Tutela del Territorio e del Mare (2013), Indirizzi operativi per l'attuazione della direttiva 2007/60/ ce relativa alla valutazione ed alla gestione dei rischi da alluvioni con riferimento alla predisposizione delle mappe della pericolosità e del rischio di alluvioni.

S. Thompson (2013), Be insured with risk mapping, in Geospatial World Magazine, July 2013.

Joop de Boer, W. J. Wouter Botzen and Teun Terpstra (2013), Improving Flood Risk Communication by Focusing on Prevention-Focused Motivation, Risk Analysis, Vol. 34, No. 2, 2014, DOI: 10.1111/risa.12091.

F. Guzzetti, A. Pasquinelli, A. Privitera (2014), M. Ronconi, Test metrico sulla ricerca automatica della posizione degli indirizzi, Atti della 18a Conferenza Nazionale ASITA, Firenze 14-16 ottobre 2014 ISBN: 9788890313295.

##submission.downloads##

Pubblicato

2015-09-15

Come citare

Guzzetti, F., & Pasquinelli, A. (2015). Flood risk management: the role of geo-information in the insurance industry. GEOmedia, 19(3). Recuperato da https://ojs.mediageo.it/index.php/GEOmedia/article/view/1226

Fascicolo

Sezione

SPECIAL ISSUE